Author: Ray Whilliams

Hi, I’m Ray Whilliams, a dedicated researcher and writer with a passion for exploring the intricacies of customer experience and the evolving landscape of digital finance. My journey has been marked by a commitment to uncovering insights that drive business growth and enhance user satisfaction.
Abilities
Education
Master’s Degree in Business Analytics
Expertise
Customer Experience Research, Fintech Analysis, Digital Banking Trends
Experience
8 years in research and writing, focusing on the intersection of technology and customer engagement
Favorite Research Topic
“The Role of Big Data in Fintech: Usage and Impact Statistics”
Get to Know Me
- I have a penchant for analyzing the latest fintech trends and their implications on the market.
- In my spare time, I enjoy exploring advancements in digital payment systems and their adoption across different demographics.
- I am passionate about demystifying complex technological concepts and presenting them in an accessible manner for a broad audience.
Throughout my career, I have focused on conducting and publishing research that delves into the value, processes, measurement, and tools of customer experience. This includes topics such as Voice of the Customer (VoC), personas, customer journey maps, CX governance, and customer experience metrics that serve as leading indicators of brand success.
Before joining JKCP, I contributed to various publications, providing insights into the fintech industry’s rapid growth, driven largely by advances in Big Data. My work has explored how financial institutions leverage data to improve services, enhance decision-making, and promote financial inclusion.
At JKCP, I continue to explore modern business practices that drive growth and trust, aiming to provide valuable perspectives and actionable advice to our readers. My goal is to inspire confidence and success in individuals navigating the ever-changing landscape of work and technology.
Outside of my professional endeavors, I am an avid follower of digital banking adoption rates and user demographics, continually seeking to understand how technology transforms financial behaviors across different populations.
I am deeply committed to delivering clear, reliable insights that empower individuals and businesses to thrive in the digital age. Through my research and writing, I strive to make complex information accessible, engaging, and practical for our diverse audience.
My latest articles
- Essential Blockchain Product Design Skills for 2025
- Web3 Data Analyst Jobs: Essential Skills and Career Guide
- Top Crypto Customer Service Jobs in 2025
- How to Start a Career as a Blockchain UX/UI Designer
- How to Get a Job in DeFi with No Prior Experience
- Top Remote Crypto Jobs in 2025: Opportunities for All Experience Levels
- Top 5 Free Web3 Certification Courses for Beginners
- How Riyadh Season Generates Revenue: Boxing, UFC, Tourism, and Entertainment
- How Much Did Oleksandr Usyk Make – Career Payouts and Net Worth
- Fintech Industry Statistics
- RegTech: Market Growth and Adoption Statistics
- World’s Leading Fintech Consultants
- Digital Banking Adoption Rates and User Demographics
- 5 Ways Blockchain May Impact The Future Of Employment
- Cryptocurrency Adoption Rates and Usage Statistics Worldwide